周小川：數字人民幣應用重點在零售

China's e-CNY, also known as the digital yuan, is designed for retail transactions for the convenience of people and merchants, rather than to replace the US dollar, said Zhou Xiaochuan, president of the China Society for Finance and Banking.

中國金融學會會長周小川表示，數字人民幣是為了零售，為了百姓方便、商戶方便，不是為了替代美元。

"The People's Bank of China conducted research and development of the e-CNY as a substitute for cash in circulation, showing PBOC expects the use of the e-CNY to be primarily focused on retail payments, especially bringing more convenience to people through internet and mobile internet terminals," Zhou said at the 2022 Tsinghua PBCSF Global Finance Forum on April 16. Zhou is a former PBOC governor. "
4月16日，在2022清華五道口全球金融論壇上，中國金融學會會長、中國人民銀行原行長周小川表示：“中國人民銀行強調，研發(fā)發(fā)行數字人民幣，是想把應用的重點放在零售環(huán)節(jié)，也就是希望能夠在零售環(huán)節(jié)得到應用，特別是借助于互聯網和移動互聯網終端給大家提供更大的方便。”

We don't exclude the possibility the e-CNY may be used for cross-border payments in the future, but I estimate it will still focus on retail transactions such as cross-border retail transactions," he said, adding the digital yuan will not be used as a weapon.
周小川稱：“當然不排除數字人民幣未來可能有跨境支付的前景，但是我估計也會注重于零售，跨境零售的應用。”他表示，數字人民幣不會被用作武器。