英語播客初級(jí)版 第158期(外教講解):談?wù)撫t(yī)療保險(xiǎn)
A : Hey honey, how was your day?
B: It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam.
A: Why? What happened?
B: Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.
A : Yeah, you’re right. We aren’t getting any younger and our kids are getting older.
B: Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.
A :Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.
B: Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.
A: I wish our company or country provided us with healthcare.
B: Not in a million years!
run into 偶然碰見
I nearly run into a bus when it stop suddenly in front of me.
前面一輛公共汽車突然停住，我險(xiǎn)些撞上。
a bit of 有點(diǎn)
jam n. 困難
look into 調(diào)查
A working party has been set up to look into the problem.
已成立工作組調(diào)查該問題。
health maintenance organization是“health maintenance organization(醫(yī)療保健組織)”的縮寫
co-pay 醫(yī)療費(fèi)
coverage n. 保險(xiǎn)項(xiàng)目
deductible n. 可減免的東西, 扣除條款
when it comes to在……方面
【拓展詞匯】
prescription n.處(藥)方，(開的)藥;開處(藥)方
exclusion n. 除外責(zé)任條款, 保險(xiǎn)契約不包括的項(xiàng)目
healthcare 醫(yī)療保險(xiǎn)
premium n. 保險(xiǎn)費(fèi)
coinsurance n. 共同保險(xiǎn), 共同擔(dān)保
A :親愛的，今天過得如何?
B :還行。我碰見比爾了，我們說了會(huì)兒話。他現(xiàn)在有些困難。
A: 為什么?發(fā)生什么事了?
B: 他兒子出了車禍，但是比爾沒有醫(yī)療保險(xiǎn)。這使我思考我們是不是應(yīng)該調(diào)查下不同的醫(yī)保組織。
A: 你說得對(duì)。我們不再年輕，孩子也在變老。
B :是啊，我在網(wǎng)上搜索了，找到了2家保健組織，它們的醫(yī)療費(fèi)很低而且保險(xiǎn)項(xiàng)目很好?？鄢龡l款也很低。
A: 聽起來不錯(cuò)，但是你認(rèn)為我們適合保險(xiǎn)嗎?這些保險(xiǎn)公司一旦涉及到錢就十分貪婪。
B: 我們沒有先天性的疾病和癥狀，所以應(yīng)該適合保險(xiǎn)。
A: 我希望我們的公司或是單位能為我們提供醫(yī)保。
B: 一百萬年內(nèi)都別指望了。
