Unit 17 At the Bank
在銀行
Consumer asking
顧客詢問
In that case , you can register yourself cash a check (兌換支票)
and roll money for yourself.
Could I change these pounds for dollars,please?
我能把這些英鎊換成美元嗎?
Would you tell me my balance?
請問我的賬戶余額是多少?
How do we open a checking or saving account?
怎樣開個經常賬戶或儲蓄賬戶?
Do you handle letters of credit?
你們辦理信用證嗎?
What's the exchange rate today?
今天的兌換率是多少?
Requiring service
要求服務
I'd like to have some money transferred from my account in France to China.
我想從我在法國的賬戶上轉一些錢到中國。
I'm sorry,I've lost my bankbook.
對不起,我把存折弄丟了。
I'd like to withdraw(deposit)two hundred dollars
form(into)my saving account,please.
勞駕,我想從現(xiàn)金戶頭里取出(存入)200美元。
I've come to close my account.
我來取消我的賬戶。
Please give me sixty dollars in tens and twenty dollars in fives.
請給我60美元10元票面的,20美元5元票面的。
Please cash this money order for me.
請幫我把這筆匯款換成現(xiàn)金。
I'd like to buy a bank draft.
我想買一張銀行匯票。
Bank teller asking
銀行職員詢問
Do you have an account with us?
您在我們銀行有賬戶嗎?
How much money do you wish to withdraw from your account?
您想從您的賬戶中取多少錢?
Answering consumers
回答顧客
Please sign your name on this form.
請在這份表格上簽名。
Please endorse the checks.
請在這些支票上簽名。
You can have a checking account if you prefer to pay things by check.
如果您喜歡用支票買東西,您可以開個支票戶頭。
You can have a fixed deposit account.It earns you more interest.
您可以開個定期儲蓄賬戶,那您就可以得到更多利息。
Please sign your name at the place marked with an X.
請在注有“X”的地方簽名。
Your balance at the bank is two hundred and fifty-eight dollars.
您在銀行的結余余額為258美元。
Miscellaneous
綜合項
I'd like to change some German marks into small money.
我想把一些德國馬克換成零錢。
I'd like to change 100 US dollars to R.M.B.
我想把100美元兌換為人民幣。
Conversations
會話
Dialogue 1
I'd like to withdraw some money from my account.
我想從戶頭里提出一些錢。
Can I see your passbook and the withdrawal slip,please?
可不可以讓我看您的存折及提款單?
Sure.
當然可以。
Let me just make sure.You want to withdraw one thousand dollars?
讓我確定一下。您要取1000美元?
That's right.
是的。
Dialogue 2
I'd like to have this cashed,please.
勞駕,我想將這個兌換成現(xiàn)款。
Please put you name and address here.May I see your passport?
請在這里寫下您的名字和地址。我可以看您的護照嗎?
Yes.
好的。
How would you like it?
您需要怎么兌換?
Ten hundreds and ten twenties,and the rest in small change,please.十張100元的和十張20元的,剩余的換成零錢。
OK.Here you are.
好的。給您。
Dialogue 3
I'd like to open a savings account.Can you tell me how to do it?
我想開個儲蓄賬戶。您能告訴我如何辦理嗎?
OK.You have t fill out this form
好的。您先填好這張表格,
and let me see three identification cards or documents.
然后讓我看三種身份證件或證明文件。
I have a driver's licence,a membership card and my passport.
我?guī)Я笋{照、會員證及護照,
Will they do?
這些可以嗎?
Let me see them.Yes,they're OK.
讓我看看。行,這些可以。
What's the minimum amount I can deposit in an account?
我可以存入戶頭的最小金額是多少?
You can deposit an initial amount of ten dollars.
開戶金額可以是10元。
Thank you.
謝謝。
Dialogue 4
Can you change American dollars into French francs?
您能把美元兌換成法郎嗎?
Yes.How much do you want?
可以,您要換多少?
Fifty dollars.What is the exchange rate today?
換50美元。今天的匯率多少?
One dollar to five francs.Is that all right?
1美元對5法郎。可以嗎?
Yes,please.And you can cash my traveler's check,can't you?
可以,請。你們同時也兌現(xiàn)旅行支票吧?
Of course,we can.
當然可以兌現(xiàn)。
I want to be here tomorrow.What are your business hours?
我想明天到這兒來。你們的營業(yè)時間是怎樣?
10 o'clock in the morning to 2 o'clock in the afternoon.
上午10點至下午2點。
Thank you.
謝謝。
Not at all.
不客氣。
Dialogue 5
I'd like to apply for a personal loan.
我想申請個人貸款。
How much would you like to borrow?
您想要貸多少錢?
A thousand dollars.
1000美元。
Let me check with our credit managet.(later)
讓我和我們的信用部主管談談。(稍后)
Our record shows that your credit rating is quite high.
我們的記錄顯示您的信用評價很高。
I don't think you'll have any problems.
我想您不會有問題的。
What's the current interest rate?
目前的利率是多少?
Our monthly interest is 1.5% of the outstanding balance.
我們每月的利率是未償余額的1.5%,
Would you please fill out this application form?
請您填好這張申請表好嗎?
Dialogue 6
I'd like to open a current account.
我想開一個往來賬戶。
Certainly.May I see your social security and your ID,please.
好的,請出示您的社會保障卡和身份證好嗎?
Here you are.I wonder how much interest can I earn from a current account.
給您。我想知道往來賬戶可以賺取多少利息。
Oh,current accounts don't pay out interest.
噢,往來賬戶是沒有利息的。
Why is that?
為什么這樣?
It's primarily designed for business transactions.
因為往來賬戶是為了商業(yè)交易往來而設的,
That is,writing checks to pay for bills,buying things and sending money.
就是用支票付賬單、買東西和匯款等。
We won't expect a large amount of peposit in a current account.
我們相信往來賬戶里不會有大量存款。
I see.How do I draw money for my own use then?
原來這樣,那么我如何取錢給自己用呢?